Enter the annual gas use from your bill and your unit rate. Move the flow-temperature slider; savings are taken from the condensing-efficiency graph (return temperature), assuming return is 20°C below flow. 75°C flow is factory non-condensing; 70°C already saves a little. If you cook with gas, typical cooking use is removed before cost and saving are calculated.
Space heating usage = annual kWh × 97% (gas cooking)
Space heating cost = space heating usage × (unit rate p/kWh ÷ 100)
Condensing-mode saving = 1 − η(75°C flow) / η(selected flow)
η comes from the efficiency graph using return = flow − 20°C. Factory 75°C flow is about 55°C return, just above dew point (non-condensing). 70°C flow is about 50°C return, just into condensing, so it still saves. Lower flow keeps climbing the green curve, with smaller extra gains at the coldest returns. HHIC’s 6–8% for 75°C → 55°C flow matches this curve. Standing charge is not included. See how to reduce flow temperature.